Help with Debt Alberta
Find where you can get the help you need by answering a few simple questions about your financial situation.
Bankruptcy and foreclosure
Bankruptcy is a formal process guided by law in which a debtor’s property is turned over to a trustee who manages the payment of creditors. Foreclosure is a legal process which enables a lender to repossess and resell property if a borrower has failed to keep up the repayments on a mortgage.
Recommended CPLEA Resources
Bankruptcy - Canadian Legal FAQs
This page on CPLEA’s Canadian Legal FAQs website provides information for Albertan who find themselves in debt and are thinking of declaring bankruptcy Topics covered include: debt and debt control, options other than declaring bankruptcy, collection agencies and links to help and more information.
Bankruptcy Law - Finding Legal Information on the Web (Bora Laskin Law Library)
Bankruptcy law in Canada (and generally elsewhere) is governed primarily by federal law and governs the process by which individuals and companies apply to court to be relieved of their debts (except for some debts, such as secured debts or those that have arisen through fraud). Bankruptcy can be voluntary (initiated by the person in debt) or involuntary (initiated by creditors of the debtor). Includes links to online sources of further information.
Court of King's Bench Civil Search
Search for actions in Civil, Family, Divorce, Bankruptcy, Apeals, Surroget – Estate and Surrogate – Represented Adult. Use this online form to request a search of civil actions in Alberta Court of King’s Bench, or to request a search of a specific action either by party name or by court action/ file number.
Discharge from bankruptcy
This booklet has been prepared for you by the staff at the Law Information Centre (LInC). It is for people who are bankrupt, but have not been granted a discharge from bankruptcy. It is intended to help you make you make an application for discharge from bankruptcy if you are an undischarged bankrupt.
Foreclosure for Landlords and Tenants in Alberta
If a rental property is foreclosed upon, the rights of the tenant and the rights of the landlord will be affected. This booklet from the Centre for Public Legal Education Alberta answers frequently asked questions about the foreclosure process with a focus on the implications for tenants. This 8 page PDF is available for free download.
Foreclosure in Alberta
This booklet from the Centre for Public Legal Education Alberta gives a general overview of what foreclosure is, what can happen during a foreclosure, and how foreclosure may affect both property owners and renters living in a property. This 8 page PDF is available for free download.
Inheritance Issues in Bankruptcy
This article discusses the options available to a debtor when they file for bankruptcy and their are inheritance issues.
Making an application for a discharge from bankruptcy
This court procedure booklet is a guide for people who are bankrupt, but have not been granted a discharge from bankruptcy. If your trustee is no longer responsible for making another application for discharge, this guidebook will help you make your own application for discharge from bankruptcy
Money Mentors
Money Mentors (formerly know as Credit Counseling Services of Alberta) is an Alberta-based public agency that is the exclusive provider of the OrderlyPayment of Debts program in Alberta as specified under the Federal Bankruptcy and Insolvency Act. They offer free credit counselling, money coaching, and financial education tto the community and K-12 students in Alberta. They are an accredited member of Credit Counselling Canada.
Office of the Superintendent of Bankruptcy Canada (OSB)
For debtors (those who owe money) and creditors (those who are owed money), OSB, a special operating agency associated with Industry Canada, makes the bankruptcy and insolvency process easier to understand by providing information.